Alan Morahan, principal Punter Southall DC Consulting, says the crunch will come in a number of areas, including payroll provision. "Auto-enrolment is as much, if not more, to do with the ability for an employer's payroll to support the process", Morahan explains. He argues that the government's new real-time reporting regime of PAYE means that many payroll providers are "only just getting to grips with auto-enrolment".

Head of Ad Ops and Strategy Responsibilities:

Cruddas is the head of Labours policy review, but he claimed at the partys conference that he was not in charge. "Im just the secretary," he said.

08.30 The Queen took a month to announce the name of her first-born son. , Victoria Ward reports.

Despite their fuel economy advantages, stop-start systems are very hard on the batteries that need to restart an engine ten or even twenty times in a typical commute and carry accessory loads during engine-off intervals. In the real world, stop-start systems work great when the batteries are new but quickly lose their functionality as the batteries age. The following graph from the Department of Energy's illustrates the problem with shocking clarity.